What are SBA Surety Bonds?

At JRG Surety, we help small and emerging contractors secure the bonds they need to compete for public and private construction projects. Through the U.S. Small Business Administration (SBA) Surety Bond Guarantee Program, we make it possible for contractors who may not qualify under traditional underwriting standards to obtain bid, performance, and payment bonds — quickly and affordably.

SBA Surety Bonds are standard contractor bonds that are partially guaranteed by the U.S. government.
The SBA backs up to 90% of the surety company’s risk, which gives small businesses the opportunity to get bonds they may otherwise be declined for.

These bonds are ideal for newer contractors, growing subcontractors, or businesses with limited working capital.

Bond Types Available Through SBA:
• Bid Bonds
• Performance Bonds
• Payment Bonds
• Ancillary Bonds (when needed)
 

You may qualify if your business:

• Is a small business under SBA size standards
   
• Needs bonds up to $6.5 million (or $10 million for federal projects)
   
• Has limited financial strength, thin working capital, or a short track record
   
• Is unable to get approved through standard bonding programs
   
• Has acceptable performance history and good character
   

Even if you’ve been turned down elsewhere, JRG Surety can often secure approval through the SBA.

SBA-backed bonds give you the ability to:

• Compete for public works and larger private jobs
   
• Establish a bonding history for future growth
   
• Build credibility with general contractors and project owners
   
• Win jobs you may not have otherwise qualified for
   

With government support behind you, your business gains real opportunity.

JRG Surety has years of experience navigating the SBA system and working directly with SBA underwriters.
We make the process simple and fast:

• We handle all SBA forms and submissions
   
• We help you prepare financials that meet SBA standards — even without a CPA
   
• We communicate directly with the SBA to speed approvals
   
• Many clients receive approvals within a few business days
   
• We help you build long-term bonding capacity so you can eventually graduate from the SBA program
   

Put simply, we’re your partner in getting the bonding support your business needs to grow.

Even if you’ve been told you don’t qualify for bonding, the SBA Surety Bond Program may be the solution.

 Call: 949-413-9439
Email: David.Sandiford@Jrgsurety.com

Let JRG Surety help you take the next step toward bigger opportunities and stronger bonding capacity.